Clear360 — Intelligent Submission Intake & Underwriting Automation

Transform every submission into a clean, validated, decision-ready package. ClearNow360 handles all products, all lines, and all content formats — producing industry-normalized quality data with full provenance in near real time.

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The Underwriting Problem

Underwriters face

90%

Of submissions requiring additional information

Submission Quality Problems

Missing fields, incomplete documents, inconsistent formats across brokers

40+%

Of time spent on administrative data tasks

Fragmented & Limited Tools

Point solutions that only handle specific lines or formats

50+%

Decline rates driven by poor submission quality
Generic AI tools break under insurance-specific variation. Point solutions create fragmented workflows.
Low throughput. Inconsistent decisions. Operational drag.
What ClearNow 360 does

Complete Market Coverage

Handles all commercial lines, all document types, and every broker format — in near real time.

Regulator-Grade Data

Every field includes confidence scoring, source attribution, and full provenance for audit-ready, normalized data.

Workflow Foundation

Built to power your entire underwriting stack and advanced products like AuditNow360.

The Underwriting Problem

Key Capabilities

Not generic AI. Not another chatbot wrapper. Purpose-built for insurance operations.

1.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints from underwriting, claims, and audit workflows

2.
Fast deployment:

Built on 50+ carrier-validated Blueprints from underwriting, claims, and audit workflows

3.
Cross-system interoperability:

Built on 50+ carrier-validated Blueprints fromunderwriting, claims, and audit workflows

4.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints fromunderwriting, claims, and audit workflows

5.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints fromunderwriting, claims, and audit workflows

6.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints fromunderwriting, claims, and audit workflows

Key Capabilities

Not generic AI. Not another chatbot wrapper. Purpose-built for insurance operations.

1.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints from underwriting, claims, and audit workflows

1.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints from underwriting, claims, and audit workflows

1.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints from underwriting, claims, and audit workflows

1.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints from underwriting, claims, and audit workflows

1.
Insurance-native intelligence:

Built on 50+ carrier-validated Blueprints from underwriting, claims, and audit workflows

Key Capabilities

Not generic AI. Not another chatbot wrapper. Purpose-built for insurance operations.

1. Intelligent Submission Intake
•  Normalizes ACORDs, Supplemental Forms, Excel schedules and unstructured text
•  Handles all products and all lines - not just specific coverage types
•  Extracts & structures with confidence scoring and data provenance
2. Appetite Alignment
• Auto-checks submissions against carrier appetite rules•
Assigns risk category and flags prohibited classes
• Prioritizes submissions and escalates exceptions
3. Exposure and Risk Insights
• Loss-run analysis with pattern recognition
• Property portfolio concentration analysis
• Industry classification and anomaly detection
4. Underwriting Workflow Integration
• Connects to policy admin systems
• Feeds clean, normalized data to downstream agents and workflows
• Supports human-in-the-loop review checkpoints

Key Capabilities

Not generic AI. Not another chatbot wrapper. Purpose-built for insurance operations.

1. Intelligent Submission Intake

•  Normalizes ACORDs, PDFs, Excel schedules, emails, and unstructured text
•  Handles all products and all lines — not just specific coverage types
•  Extracts & structures with confidence scoring and source attribution

Learn more

2. Appetite Alignment

• Auto-checks submissions against carrier appetite rules•
Assigns risk category and flags prohibited classes
• Prioritizes submissions and escalates exceptions

Learn more

3. Exposure and Risk Insights

• Loss-run analysis with pattern recognition
• Property portfolio concentration analysis
• Industry classification and anomaly detection

Learn more

4. Underwriting Workflow Integration

• Connects to Guidewire, Duck Creek, and legacy core systems
• Feeds clean, normalized data to downstream agents and workflows
• Supports human-in-the-loop review checkpoints

Learn more

Benefits

ElevateNow prepares your data, composes your workflows, and governs every action—on top of your existing systems.

Underwriters

Clean, validated submissions instantly — any line, any format

Reduced manual data gathering

Clear appetite fit with confidence scores

Underwriting Ops

Automated triage and standardized intake across all products

End-to-end submission visibility

40-60% reduction in processing time

Leaders & Technology Teams

Faster quoting and improved hit ratios

Industry-normalized data with full provenance for compliance

No core system replacement required

Benefits

Turn POCs into production-ready AI, with full enterprise oversight from day one

Underwriters

Clean, validated submissions instantly — any line, any format
Reduced manual data gathering
Clear appetite fit with confidence scores

Underwriting Ops

Automated triage and standardized intake across all products
End-to-end submission visibility
40-60% reduction in processing time

Leaders & Technology Teams

Faster quoting and improved hit ratios
Industry-normalized data with full provenance for compliance
No core system replacement required

Benefits

Turn POCs into production-ready AI, with full enterprise oversight from day one

Widest coverage:

All products, all lines, all formats — not a point solution

Domain-Trained AI Agents

Quality data with full provenance for regulated industries

Near real-time processing:

Submissions validated and enriched in seconds, not hours

Foundation for intelligence:

Powers downstream audit and decision agents

Composable AI:

Built on Agentium Studio & carrier-certified Blueprints

Why Clear 360 is different?

Teams spend less time on manual tasks and more time on decisions that matter — with cleaner data, faster workflow cycles, and total visibility.

Widest coverage:

All products, all lines, all formats — not a point solution

Domain-Trained AI Agents

Quality data with full provenance for regulated industries

Near real-time processing:

Submissions validated and enriched in seconds, not hours

Foundation for intelligence:

Powers downstream audit and decision agents

Composable AI:

Built on Agentium Studio & carrier-certified Blueprints

Service & Operations teams

Coordinated workflows across fragmented systems.

Upgrade with Clear 360

Upgrade your submission intake — streamline every application from first upload to decision-ready. Unlock faster underwriting with normalized data, automated triage, and instant risk-intake insights.
Book a Consultation
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